LBPayLBPay

New: savings pots and transfers across Africa

Send, save, and reach 10 countries.

One XAF wallet with an @handle. Send to MTN and Orange, save daily, weekly or monthly with a penalty that keeps you honest, and pay people in Nigeria, Ghana, Senegal and across CEMAC.

0 XAF
Wallet to wallet
2.5%
Send abroad
10
Countries
LBPay wallet on desktop and phone, balances in XAF

Works with

MTN Mobile MoneyOrange MoneyCardsLBPay wallet

Fast and secure money transfers for people and businesses.

For personal

Your XAF wallet, with an @handle.

Send, request, split, and cash out to Mobile Money.

Open wallet
LBPay personal wallet on a phone

For businesses

Run your business with product links.

Share a shop page or one product. Customers pay with MTN, Orange, or wallet.

See checkout
LBPay merchant QR, card, and dashboard

The money transfer layer Cameroon already needed.

Fast & affordable

Wallet to wallet is instant. No waiting on a float agent.

Savings with teeth

Daily, weekly or monthly pots. Miss a cycle and the penalty you chose is cut.

Cameroon first, Africa next

XAF at home. Naira, cedi and CFA delivered in 9 more countries.

Extra clear fees

Deposits 2%. Withdrawals 3%. Abroad 2.5%. Wallet transfers are free.

Secure & trusted

Email OTP, a 4-digit PIN, and a ledger that posts every move.

One account for MTN, Orange, and XAF.

Hold a balance, send to a phone or @handle, and only settle out to Mobile Money when cash has to leave the ledger.

  • @handle instead of memorising numbers
  • Wallet to wallet posts instantly
  • Cash out to MTN or Orange when you need it
LBPay XAF balances across MTN, Orange, wallet, and cards

Savings pots

Save every day. Or pay the price you set yourself.

Pick a rhythm — daily, weekly or monthly — and an amount. Every time the cycle lands and you have not saved, LBPay cuts a small penalty from your wallet. You choose how much it stings, from 1% to 10%. Most people leave it at 5%.

  • Streaks and a progress ring keep the pot in front of you
  • Auto-save pulls the amount the moment it falls due, so you never miss
  • Withdraw any time. Reach the goal and collect it all in one tap
  • Penalties are transparent, capped, and listed in your history
Matte green piggy bank with gold coins dropping in
🏠

Rent, January

2 500 XAF every day

Due today

In the pot

47 500 / 75 000 XAF

63% there11 days to go
Save 2,500 nowAuto-save on
LBPay emerald payment card for Cameroon XAF

Coming soon

Checkout that feels native across Cameroon.

  • QR at the counter, payment links in WhatsApp
  • MTN, Orange, cards, and wallet on one settlement
  • Same XAF ledger the personal wallet uses

One app for all your XAF transfers.

Send, request, split, deposit, and withdraw. Install LBPay on your phone or keep it in the browser.

  • PIN on every money move
  • History, beneficiaries, and QR receive
  • Works as a PWA on iOS and Android
LBPay mobile app home screen

Send money

XAF
Wallet transfer fee0 XAF

20 000 XAF · PIN confirmed on send

Getting started

It is simple to start using LBPay.

  1. 01Create accountName, email, phone, password. Confirm with a 6-digit code.
  2. 02Set your PINFour digits. You use it on every send, deposit, and withdrawal.
  3. 03Send moneyA number or an @handle. LBPay picks the rail underneath.

Wallet transfers are free.

LBPay to LBPay posts on the ledger with no fee. You only pay when money leaves to MTN or Orange.

Across Africa

Send XAF from Douala. They get naira in Lagos.

One flat 2.5% fee, the rate locked when you confirm, and delivery to Mobile Money or a bank account in local currency. Receiving is even simpler: share your @handle and money from any of these countries lands in XAF.

🇬🇦Gabon

1 XAF = 1 XAF

🇹🇩Chad

1 XAF = 1 XAF

🇨🇬Congo

1 XAF = 1 XAF

🇨🇫CAR

1 XAF = 1 XAF

🇬🇶Eq. Guinea

1 XAF = 1 XAF

🇳🇬Nigeria

1 XAF = 2.3166 NGN

🇬🇭Ghana

1 XAF = 0.0198 GHS

🇨🇮Ivory Coast

1 XAF = 1 XOF

🇸🇳Senegal

1 XAF = 1 XOF

Rate locked at confirm Minutes to Mobile Money
Stylised map of West and Central Africa with transfer routes fanning out from Cameroon to nine neighbouring countries

And every corner of Cameroon

  • Douala
  • Yaoundé
  • Bafoussam
  • Bamenda
  • Garoua
  • Buea

Built for how people already move cash at home, now reaching the neighbours.

Common questions.

Wallet, checkout, and the payments API, answered without the jargon.

LBPay is a Cameroon payment and wallet platform. People send and receive XAF, businesses collect with QR and payment links, and developers call a payments API. MTN Mobile Money, Orange Money, cards, and the LBPay wallet are rails underneath the product.

Yes. You send to a phone number or an @handle. If the money stays on LBPay it is an internal wallet transfer. If it must leave to MTN or Orange, LBPay runs a disbursement on the payment rail.

Developers apply from Profile. After approval, sandbox and live keys appear in the Developer Portal. The API covers payments, payouts, payment links, webhooks, and balance.

Businesses use one checkout for MTN Mobile Money, Orange Money, cards, and LBPay wallet. Customers can pay by QR code or a payment link. The merchant does not integrate each network separately.

Send it. Save it. Send it further.

Email, a one-time code, a PIN. Then send XAF across Cameroon, lock a savings pot, or pay someone in Lagos.

PIN confirmed. Ledger posted. Home in XAF, delivered in local money abroad.