TipStation

TipStation is a fintech SaaS platform purpose-built for the 6 million tipped workers in the United States — servers, bartenders, delivery drivers, baristas, and hospitality professionals who earn their living one shift at a time.

While traditional finance apps treat tipped income as an afterthought, TipStation is designed from the ground up for the realities of shift-based earnings: variable income, cash-vs-card tip splits, tip-out percentages, and the unique tax complexity of service industry work.

Our mission: Give every tipped worker the financial visibility, insights, and tools they deserve.

• Log shifts in seconds — hours, hourly wage, cash tips, card tips, tip-outs
• Automatic earnings calculations (gross, net, effective hourly rate)
• Workplace management for multi-job workers
• Full shift history with filtering, search, and CSV export

• Native voice-first AI companion powered by OpenAI's Realtime API
• Log shifts, expenses, and goals conversationally ("I made $240 in tips tonight")
• Sub-200ms voice latency via WebRTC
• Personalized financial insights and recommendations

• Compare your earnings to similar workers in your city and role — anonymously
• Percentile rankings, median shift earnings, tipping culture insights
• Zero PII ever leaves your device in benchmark data

• Set savings goals, debt payoff targets, and income milestones
• Visual progress charts with projections
• Smart notifications when you're ahead or behind pace

• Track work-related expenses (uniforms, mileage, supplies)
• Auto-categorization with tax-deductible flagging
• Receipt photo capture and storage

• Real-time tax liability estimates based on your income
• Quarterly estimated tax reminders
• Year-end summary reports ready for your CPA or TurboTax

• Best shifts, best days, best workplaces — ranked by earnings
• Trend analysis: week-over-week, month-over-month, year-over-year
• Projected annual income based on your actual shift history

TipStation operates on a subscription model with a free trial.

All features included — no feature gating, no ads, ever.

                              ┌─────────────────────┐
                              │   tipstation.app    │
                              │   (Next.js · CDN)   │
                              └──────────┬──────────┘
                                         │
     ┌───────────────────┐               │               ┌───────────────────┐
     │   iOS App Store   │               │               │  Google Play (Q2) │
     │  React Native +   ├───────────────┼───────────────┤  React Native +   │
     │      Expo         │               │               │      Expo         │
     └─────────┬─────────┘               │               └─────────┬─────────┘
               │                         │                         │
               └─────────────────┬───────┴───────┬─────────────────┘
                                 │               │
                                 ▼               ▼
                        ┌─────────────────────────────────┐
                        │   Application Load Balancer     │
                        │          (AWS ALB)              │
                        └────────────────┬────────────────┘
                                         │
                        ┌────────────────▼────────────────┐
                        │     FastAPI API Cluster         │
                        │    (ECS Fargate · Auto-scale)   │
                        └────────────────┬────────────────┘
                                         │
           ┌─────────────────────────────┼─────────────────────────────┐
           │                             │                             │
           ▼                             ▼                             ▼
  ┌─────────────────┐          ┌─────────────────┐          ┌─────────────────┐
  │ PostgreSQL RDS  │          │     Redis       │          │   S3 + KMS      │
  │  (encrypted)    │          │  (cache + jobs) │          │ (receipts)      │
  └─────────────────┘          └─────────────────┘          └─────────────────┘

  Payments: Stripe + RevenueCat  │  AI: OpenAI Realtime (WebRTC)
  Monitoring: Sentry + CloudWatch │  Analytics: PostHog

Key architectural principles:

• Offline-first mobile — TanStack Query with AsyncStorage persistence, SecureStore for tokens
• Real-time AI — WebRTC speech-to-speech via OpenAI Realtime API (sub-200ms latency)
• Encrypted at rest — all PII and financial data encrypted via AWS KMS
• TLS 1.2+ enforced — ATS on iOS, network_security_config on Android
• Horizontal scaling — stateless API behind ALB, auto-scales on CPU/memory

Screenshots coming soon — visit the App Store listing for the latest.

Dashboard	Log a Shift	SAM Voice AI

• iOS launch — App Store release (v1.0.0)
• SAM AI voice assistant — real-time voice conversations
• Anonymous earnings benchmarks
• Android launch — Google Play Store rollout
• Direct deposit integration — auto-import from Plaid
• Tax filing integration — one-tap export to TurboTax/H&R Block
• Team features — for managers of tipped staff
• International expansion — Canada, UK, Australia

TipStation is operated by a Delaware LLC with a mission to build financial tools for the working class.

We believe the 6 million tipped workers in the United States deserve software that takes their financial lives seriously — not generic budgeting apps retrofitted for shift work.

• Color palette: Deep dark theme with gold gradients (#FFD700) and teal accents (#4ECFA0)
• Tone: Confident, respectful, never condescending
• Promise: Every shift counts.

• Website: tipstation.app
• iOS App: App Store
• Support: [email protected]

© TipStation LLC. All rights reserved. TipStation is proprietary software.

This repository exists as a public-facing showcase of the TipStation platform. The source code of the mobile app, backend API, and web frontend is private.